Nokia's Lumia 1020 has an impressively large sensor and a huge number of pixels (41Mpix). I mention it because its camera is pure "digital zoom", that is, it simply crops out smaller and smaller hunks of the image to give the impression of a zooming out. That means the optical train has only one moving part (the focusing lens) and so should be relatively resistant to being dropped.

Digital zoom usually gives awful results, but because this camera has so many pixels, it should work reasonably well. Even a 2x "digital zoom" still leaves a ~10Mpix image. By comparison, my current "serious" camera has 16Mpix, and I managed perfectly well with a 12Mpix DSLR for some years.